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Certifications For:
Julie B. Snell

  FORMAL EDUCATION:
      Associate of Arts, Pasco-Hernando Community College, New Port Richey,Florida; 1995
      Phi Theta Kappa International Honor Society; Who's Who Among Students in American
      Junior Colleges Diploma, King High School, Tampa, Florida; 1980


  REAL ESTATE APPRAISAL EDUCATION:

     Courses Sponsored by Pasco Realty
          Appraisal Board Course 1; 1993

     Courses Sponsored by Lee & Grant Company
          HP-12C Calculator Course; 1994
          From the Underwriter to the Appraiser; 1994
          Uniform Standards of Professional Practice; 1994

     Courses Sponsored by Steve Williamson, Real Estate Educational Specialist
          Appraisal Board Course 2; 1996
          USPAP and Case Studies; 1998
          USPAP/Law Update, 2002
          Appraising the Appraiser, 2000
          Appraisal Board Course III, 2006

     Courses Sponsored by the Appraisal Institute
          FHA & the Appraisal Process; 1999

     Courses Sponsored by McKissock, Inc.
          USPAP/Law Update, 2004
          Limited Appraisals & the The Scope of Work Decision, 2004
          Appraising High Value Residential Properties, 2004
          Appraising for the Secondary Market, 2004
          USPAP/Law Update, 2006
          Appraising FHA Today, 2006
          Disclosures & Disclaimers, 2006
          Appraising REO & Foreclosure Properties, 2006

  DESIGNATIONS:
     State-Certified Residential Real Estate Appraiser, #RD2788
     Real Estate Sales Associate, #SL3089736

  APPRAISAL EMPLOYMENT HISTORY:
     March 1995 to Present          Snell & Associates, Inc., Crystal River, Florida
                                                  Associate Appraiser, 100% Appraising

     June 1993 to March 1995       Tropical Realty Appraisal Services, Inc. New Port Richey, Florida
                                                  May 1994 to March 1995       Associate Appraiser, 100% Appraising
                                                  March 1994 to May 1994       Appraiser Trainee, 50% Appraising
                                                  June 1993 to March 1994      Admin.  Assistant, 0% Appraising

     April 1990 to June 1993          F.I. Grey & Son, Inc., New Port Richey
                                                  Administrative Assistant, Appraisal Division, 0% Appraising



      
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